HELP U REFINANCE FLAT FEE Agreement.  

We are the first FLAT FEE mortgage origination company in Hawaii.

Save Thousands of dollars with our FLAT FEE Agreement.There are certain standard costs associated with closing the sale or refinance of a house. We guarantee that origination and processing charges will not exceed 0.5% (half percent) of the Loan Amount, but to be no less than $2875 (two thousand, eight hundred and seventy five dollars). You know up front, how much our services will cost you, right from the start. No hidden fees, no hassle.

Good Faith Estimate

Borrowers will receive a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. May not include all the closing costs. I will be glad to review the "Good Faith Estimate," answering questions and highlighting missing costs and estimates I believe to be low.